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The payment systems we use are not incredibly complicated, but what if they could be even more straightforward? NFC (Near Field Communication) technology is hoping to achieve that. NFC mobile chips hope to change our current payment systems by letting us transmit data from one device to another, at close range.

How will we use it?

This technology is mainly going to be integrated into smartphones. Phones are one of the things that we tend to carry around with us at all times. In fact, many of us have them in our hands while we’re ordering coffee or paying for groceries.

NFC mobile chips allow users to store their credit card information in their phones. Then, when they are at a store or retailer that is equipped with mobile payment technology, they can simply scan their phones at the register to pay for their purchases.

Google Wallet

Google Wallet is the first debut into mobile payment technology by a major player in the tech world. It is available on the Android Nexus S and may soon work on other smartphones, thanks to an NFC-enabled sticker. Several major retailers have already signed on to work with Google Wallet.

There have long been rumors of Apple building their own mobile payment system for the iPhone, and RIM will likely be following suit. Since mobile payments are such a huge advancement, it’s unlikely that other smartphone makers will open their phones up to Google’s technology.

Other potential uses

NFC mobile chips will likely soon be doing much more than just helping you pay for your coffee. Some of those possible uses include:

  • Replace passports and boarding passes
  • Products might have RFID (radio-frequency identification) tags on them that you can scan as a way to gather information.
  • Pet tags may soon have RFID tags attached that you can scan if you find a lost puppy.
  • Replace keys – no more clunky key chains!

NFC mobile chips are undoubtedly going to make a significant difference in everyday routines and activities.

For more information on NFC mobile chips and how they work, check out this article.

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